Thursday, December 27, 2012

10 Interesting Things About Antarctica

Antarctica is perhaps the most mystical of all the continents and also the most misunderstood. Here are 10 things about Antarctica you should know.

Antarctica and the Arctic often are confused by many people. Antarctica is the land mass at the South Pole - the one with the cute penguins you see in the movies. There are tons of interesting things to know about Antarctica, but here are 10 you may not.

1. Antarctica is the coldest and windiest of all the continents.

10 Interesting Things About Antarctica

2. To the surprise of many, Antarctica is also the driest of all the continents receiving a mere sprinkling of rain and snow once or twice a year.

3. Antarctica gets its name from the Greek language. In a bit of deviousness, the term because it means opposite the Arctic.

4. The continent was discovered in 1820 by a Russian expedition, but was not further explored to any serious extent for another 100 years.

5. No permanent human residents are known to have ever lived on the continent and even today only temporary scientific communities exist.

6. Antarctica, not the Sahara Desert, is technically the biggest desert in the world, but the desert is ice instead of snow.

7. The ice sheet covering the continent is approximately 1.6 miles thick on average and holds 90 percent of the fresh water on the planet in the form of ice.

8. The ice sheet was melting dramatically. In 2002, over 1,000 square miles broke off the continent. In recent years, unusual amounts of snow fall have resulted in a thickening of the ice contrary to global warming concerns.

9. The continent is the only natural habitat of the Emperor Penguin, immortalized in the movie March of the Penguins. The penguin, however, also is found on the shoreline of some southern continents from time to time.

10. The continent has no government and is not owned by any country. Many countries have claimed the continent at one time or another. Currently, a treaty exists that grants the continent its independence from any such claims.

All and all, Antarctica is an amazing place. Contrary to popular assumptions, it is one of the driest places on Earth, yet holds 90 percent of the fresh water on the planet. This contradiction is just one of many that arise when considering this amazing continent.

10 Interesting Things About Antarctica
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Richard Monk is with FactsMonk.com - a site with facts about everything including Antarctica.

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Tuesday, December 18, 2012

Top 7 Benefits of Recycling

Recycling is a process - a series of activities, if you will, that includes: the collection and sorting of waste materials, the processing of these materials to produce brand new products, and the purchase and use of these new products by consumers.

Recycling is more optimized and efficient if we practice the three R's of waste management: reduce, reuse, recycle.

Reducing waste that otherwise get's carted off to the recycling centers or landfills is achieved through an intentional decrease in our purchases and consumption,composting of organic waste, and flat refusal to use disposable items like polystyrene and plastic bags. Reusing materials serve to lengthen a particular item's usage. Examples of this are: repurposing glass bottles into artistic lamp shades, giving your old cell phones to family or friends for reuse, and upcycling street trash bins into community swimming tubs.

Top 7 Benefits of Recycling

But, why recycle? Why go through all the trouble of recycling your garbage? How does recycling benefit us and the environment?

Let's review the benefits of recycling:

Recycling Helps Protect The Environment

Recycling sharply reduces the amount of waste that gets deposited in our landfills or burned in incinerator plants. Engineered landfills in most cities are designed to contain toxic chemicals leaking from decaying solid waste from reaching our water systems. But, for how long? Already, we're getting reports of dangerous chemicals contaminating water supplies in some cities. Burning solid waste for electricity may be efficient, but we pay the price in terms of increased carbon dioxide and other greenhouse gas emissions.

Recycling Helps Conserve Limited Resources

To put this benefit in proper perspective, let's consider this statement from the Pennsylvania Department of Environmental Protection: "By recycling over 1 million tons of steel in 2004, Pennsylvanians saved 1.3 million tons of iron ore, 718,000 tons of coal, and 62,000 tons of limestone. Through recycling newsprint, office paper and mixed paper, we saved nearly over 8.2 million trees."

Resources like oil and precious metals (gold, silver, bauxite, copper, etc.) are all finite resources that will be exhausted, sooner or later. Cell phone and computer manufacturers, like Dell and Apple, recognize the need for a steady supply of raw materials - most are active in buy-back programs to recycle materials from used products.

Recycling Promotes Energy Efficiency

Recycling is far more efficient, in terms of energy consumption, than producing something out of fresh raw material. Done on a nationwide scale, this could lead to significant reduction in our energy costs. The energy required to extract , process, and transport metal from a mine to a refinery is obviously much greater than what's required to recycle metal from used products - it costs more energy to manufacture a brand new aluminum can from fresh material than to make 20 cans out of recycled materials!

Recycling Helps Build A Strong Economy

Every cost-reduction, energy efficiency, materials conservation, and job generation benefit of recycling adds up to help build a strong economy for our country. Recycling, done on a country-wide scale, has a huge positive impact on the economy. There was dip in the price of recyclables last year when the financial crisis started, but it is testimony to the resiliency of this industry that prices are now back to pre-crisis levels - a recovery that's well ahead than most other industries. Jobs are being generated and city and town governments are enjoying huge savings in electricity, garbage collection, and landfilling costs.

Recycling Creates Jobs

Recycling generates more jobs than landfilling or incinerating waste. That's a benefit we can't lose sight of, in this time of recession and high unemployment rate. Let's consider the disposal of 10,000 tons of solid waste: burning it for electricity will create 1 job; collecting and dumping this on a landfill will create 6 jobs; processing the waste for recyling will generate 36 jobs!

Recycling Builds Community

People band together and build communities around common causes, issues, and advocacies. Recycling is no different. In many neighborhoods and cities across the country, we see concerned citizens working together in recycling initiatives, environment lobby groups, and free recycling groups. If you're new to recycling or environmental advocacy, go find a local group to work with. Staying the course is more fun and rewarding when you have other enthusiasts cheering you on.

Recycling Can Be Financially Rewarding

If you just want to make money to get by in these hard times or start a home business, recycling is a profitable option. It's relatively easy and inexpensive to start a home-based recycling business. You just need to plan on what material (cell phone, paper, or metals, etc.) you intend to collect, plan storage, contact the recycling plant for pricing, and you're set to start collecting recyclables and reselling these to the recycling facility at a decent profit. The large recycling giants in the US all started as home businesses years ago - you can do it, too - those guys just recognized the huge potential of this business well ahead of the crowd.

The benefits of recycling to each of us, to society, and to the environment are our compelling reasons why we recycle. For many of us, recycling has become second nature - a way of life. It's a small but extremely vital component of environmental protection - without recycling, all our efforts to protect the planet will be less effective, even futile. Let's all continue recycling.

Top 7 Benefits of Recycling
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Michael Arms contributes articles on recycling and other topics to the Pacebutler Recycling and Environment blog. Pacebutler is a cell phone recycling and trading company in the United States. You can sell, donate, or recycle cell phones through Pacebutler.

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Saturday, December 15, 2012

Retirement Communities - Fun and Enjoyable

When you think that going into retirement homes might not be a great idea, then you must consider going into a retirement community. The difference between a Retirement home and a retirement community is the size and the fun and enjoyment you get while you're in there.

Retirement communities have a lot to offer to seniors aging fifty five years old and up. Contrary to retirement homes, retirement neighborhoods are not just composed only of one building, but a huge lot with swimming pools, clubhouses, golf courses and a lot of amenities that would surely make retirement the greatest experience when it comes to rewarding oneself after years and years of work and caring for others.

There are a total of three types of retirement neighborhoods that one can choose from depending on his or her needs. Active Retirement communities offer less medical attention because the retirees are in healthy condition and do not have any problems with regards to their health. Active retirement communities are situated near hospitals or care centers so as to address any medical needs of their retirees. Supportive Retirement communities have their own medical staff working round the clock to ensure that everyone is in proper condition. There are also retirement communities that are both active and supportive.

Retirement Communities - Fun and Enjoyable

Going to a retirement community is indeed fun and enjoyable, not only can you mingle with other people who are also enjoying themselves, but you can also ensure that you are safe from harm while having fun and enjoying the facilities the retirement community offers.

Retirement Communities - Fun and Enjoyable
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Retirement Communities  http://www.gilbertguide.com/senior-care-directory/retirement-communities.html

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Friday, December 7, 2012

Married Ladies Looking For Affair - Free Local Lists

Some wives are faithful, others want illicit sexual encounters. If you're looking for advice about finding women who fall into the married ladies looking for affair category, this article is written for you.

Affair dating is all the rage.

Why, you may ask?

Married Ladies Looking For Affair - Free Local Lists

Some men - perhaps like yourself - want sexual companionship and nothing more. Wives who seek affairs are a perfect match. They don't want romance or relationship. They want sexual intimacy without further commitment.

So how do you find wives on the lookout for affairs in your area? You can find free lists of them in only a few minutes.

Ladies looking for marital affairs will advertise this in a crafty manner. You won't find them on classifieds or dating communities related to their town or city. You will commonly find them on any one of the major dating labels that you will have seen in movies or television. These dating sites are so big - they have millions of members - that a wife can find a man while remaining relatively anonymous amidst the masses of other members.

The beauty of these sites is most offer a free community so you can find your list of married women without reaching for your credit card.

Once you have chosen your dating community and created an account - in the same way you would on a social community like Facebook - you just need to put in a search for women in your zip code area who are married. This brings up a list of the married ladies looking for affair category that you came here to find.

This is the list I told you about: local married ladies who want an affair.

You'll notice that many of them are online. What you should do - for almost immediate results - is send an instant message to every wife who is online. Within no time you will be getting replies. You may even know many of the ladies.

Married Ladies Looking For Affair - Free Local Lists
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An easy way to find wives in the married ladies looking for affair category is by getting a free account on one of the internet's most visited dating communities: Find Local Wives.

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Sunday, December 2, 2012

The Invisible Women of the Great Depression

During the Great Depression, women made up 25% of the work force, but their jobs were more unstable, temporary or seasonal then men, and the unemployment rate was much greater. There was also a decided bias and cultural view that "women didn't work" and in fact many who were employed full time often called themselves "homemakers." Neither men in the workforce, the unions, nor any branch of government were ready to accept the reality of working women, and this bias caused females intense hardship during the Great Depression.

The 1930's was particularly hard on single, divorced or widowed women, but it was harder still on women who weren't White. Women of color had to overcome both sexual and racial stereotyping. Black women in the North suffered an astounding 42.9% unemployment, while 23.2%. of White women were without work according to the 1937 census. In the South, both Black and White women were equally unemployed at 26%. In contrast, the unemployment rate for Black and White men in the North (38.9%/18.1%) and South (18%/16% respectively) were also lower than female counterparts.

The financial situation in Harlem was bleak even before the Great Depression. But afterward, the emerging Black working class in the North was decimated by wholesale layoffs of Black industrial workers. To be Black and a woman alone, made keeping a job or finding another one nearly impossible. The racial work hierarchy replaced Black women in waitressing or domestic work, with White women, now desperate for work, and willing to take steep wage cuts.

The Invisible Women of the Great Depression

Survival Entrepreneurs
At the start of the Depression, while one study found that homeless women were most likely factory and service workers, domestics, garment workers, waitresses and beauticians; another suggested that the beauty industry was a major source of income for Black women. These women, later known as "survivalist entrepreneurs," became self-employed in response to a desperate need to find an independent means of livelihood."

Replaced by White women in more traditional domestic work as cooks, maids, nurses, and laundresses, even skilled and educated Black women were so hopeless, ''that they actually offered their services at the so-called 'slave markets'-street corners where Negro women congregated to await White housewives who came daily to take their pick and bid wages down'' (Boyd, 2000 citing Drake and Cayton, 1945/1962:246). Moreover, the home domestic service was very difficult, if not impossible, to coordinate with family responsibilities, as the domestic servant was usually on call ''around the clock'' and was subject to the ''arbitrary power of individual employers.''


Inn Keepers and Hairdressers

Two occupations were sought out by Black women, in order to address both the need for income (or barter items) and their domestic responsibilities in northern cities during the Great Depression: (1) boarding house and lodging house keeping; and (2) hairdressing and beauty culture.

During the "Great Migration" of 1915-1930, thousands of Blacks from the South, mostly young, single men, streamed into Northern cities, looking for places to stay temporarily while they searched for housing and jobs. Housing these migrants created opportunities for Black working-class women,-now unemployed-to pay their rent.

According to one estimate, ''at least one-third'' of Black families in the urban North had lodgers or boarders during the Great Migration (Thomas, 1992:93, citing Henri, 1976). The need was so great, multiple boarders were housed, leading one survey of northern Black families to report that ''seventy-five percent of the Negro homes have so many lodgers that they are really hotels.''

Women were usually at the center of these webs of family and community networks within the Black community:

"They ''undertook the greatest part of the burden'' of helping the newcomers find interim housing. Women played ''connective and leadership roles'' in northern Black communities, not only because it was considered traditional "woman's work," but also because taking in boarders and lodgers helped Black women combine housework with an informal, income-producing activity (Grossman, 1989:133). In addition, boarding and lodging house keeping was often combined with other types of self-employment. Some of the Black women who kept boarders and lodgers also earned money by making artificial flowers and lamp shades at home." (Boyd, 2000)

In addition from 1890 to 1940, ''barbers and hairdressers'' were the largest segments of the Black business population, together comprising about one third of this population in 1940 (Boyd, 2000 citing Oak, 1949:48).

"Blacks tended to gravitate into these occupations because "White barbers, hairdressers, and beauticians were unwilling or unable to style the hair of Blacks or to provide the hair preparations and cosmetics used by them. Thus, Black barbers, hairdressers, and beauticians had a ''protected consumer market'' based on Whites' desires for social distance from Blacks and on the special demands of Black consumers. Accordingly, these Black entrepreneurs were sheltered from outside competitors and could monopolize the trades of beauty culture and hairdressing within their own communities.

Black women who were seeking jobs believed that one's appearance was a crucial factor in finding employment. Black self-help organizations in northern cities, such as the Urban League and the National Council of Negro Women, stressed the importance of good grooming to the newly arrived Black women from the South, advising them to have neat hair and clean nails when searching for work. Above all, the women were told avoid wearing ''head rags'' and ''dust caps'' in public (Boyd, 2000 citing Drake and Cayton, 1945/1962:247, 301; Grossman, 1989:150-151).

These warnings were particularly relevant to those who were looking for secretarial or white-collar jobs, for Black women needed straight hair and light skin to have any chance of obtaining such positions. Despite the hard times, beauty parlors and barber shops were the most numerous and viable Black-owned enterprises in Black communities (e.g., Boyd, 2000 citing Drake and Cayton, 1945/1962:450-451).

Black women entrepreneurs in the urban North also opened stores and restaurants, with modest savings ''as a means of securing a living'' (Boyd, 2000 citing Frazier, 1949:405). Called ''depression businesses,'' these marginal enterprises were often classified as proprietorships, even though they tended to operate out of ''houses, basements, and old buildings'' (Boyd, 2000 citing Drake and Cayton, 1945/1962:454).

"Food stores and eating and drinking places were the most common of these businesses, because, if they failed, their owners could still live off their stocks."

"Protestant Whites Only"
These businesses were a necessity for Black women, as the preference for hiring Whites climbed steeply during the Depression. In the Philadelphia Public Employment Office in 1932 & 1933, 68% of job orders for women specified "Whites Only." In New York City, Black women were forced to go to separate unemployment offices in Harlem to seek work. Black churches and church-related institutions, a traditional source of help to the Black community, were overwhelmed by the demand, during the 1930's. Municipal shelters, required to "accept everyone," still reported that Catholics and African American women were "particularly hard to place."

No one knows the numbers of Black women left homeless in the early thirty's, but it was no doubt substantial, and invisible to the mostly white investigators. Instead, the media chose to focus on, and publicize the plight of White, homeless, middle-class "white collar" workers, as, by 1931 and 1932, unemployment spread to this middle-class. White-collar and college-educated women, usually accustomed "to regular employment and stable domicile," became the "New Poor." We don't know the homeless rates for these women, beyond an educated guess, but of all the homeless in urban centers, 10% were suggested to be women. We do know, however, that the demand for "female beds" in shelters climbed from a bit over 3,000 in 1920 to 56,808 by 1932 in one city and in another, from 1929 -1930, demand rose 270%.

"Having an Address is a Luxury Now..."
Even these beds, however, were the last stop on the path towards homelessness and were designed for "habitually destitute" women, and avoided at all cost by those who were homeless for the first time. Some number ended up in shelters, but even more were not registered with any agency. Resources were few. Emergency home relief was restricted to families with dependent children until 1934. "Having an address is a luxury just now" an unemployed college woman told a social worker in 1932.

These newly destitute urban women were the shocked and dazed who drifted from one unemployment office to the next, resting in Grand Central or Pennsylvania station, and who rode the subway all night (the "five cent room"), or slept in the park, and who ate in penny kitchens. Slow to seek assistance, and fearful and ashamed to ask for charity, these women were often on the verge of starvation before they sought help. They were, according to one report, often the "saddest and most difficult to help." These women "starved slowly in furnished rooms. They sold their furniture, their clothes, and then their bodies."

The Emancipated Woman and Gender Myths
If cultural myths were that women "didn't work," then those that did were invisible. Their political voice was mute. Gender role demanded that women remain "someone's poor relation," who returned back to the rural homestead during times of trouble, to help out around the home, and were given shelter. These idyllic nurturing, pre-industrial mythical family homes were large enough to accommodate everyone. The new reality was much bleaker. Urban apartments, no bigger than two or three rooms, required "maiden aunts" or "single cousins" to "shift for themselves." What remained of the family was often a strained, overburdened, over-crowded household that often contained severe domestic troubles of its own.

In addition, few, other than African Americans, were with the rural roots to return to. And this assumed that a woman once emancipated and tasting past success would remain "malleable." The female role was an out-of-date myth, but was nonetheless a potent one. The "new woman" of the roaring twenties was now left without a social face during the Great Depression. Without a home--the quintessential element of womanhood--she was, paradoxically, ignored and invisible.

"...Neighborliness has been Stretched Beyond Human Endurance."
In reality, more than half of these employed women had never married, while others were divorced, deserted, separated or claimed to be widowed. We don't know how many were lesbian women. Some had dependent parents and siblings who relied on them for support. Fewer had children who were living with extended family. Women's wages were historically low for most female professions, and allowed little capacity for substantial "emergency" savings, but most of these women were financially independent. In Milwaukee, for example, 60% of those seeking help had been self-supporting in 1929. In New York, this figure was 85%. Their available work was often the most volatile and at risk. Some had been unemployed for months, while others for a year or more. With savings and insurance gone, they had tapped out their informal social networks. One social worker, in late 1931, testified to a Senate committee that "neighborliness has been stretched not only beyond its capacity but beyond human endurance."

Older women were often discriminated against because of their age, and their long history of living outside of traditional family systems. When work was available, it often specified, as did one job in Philadelphia, a demand for "white stenographers and clerks, under (age) 25."

The Invisible Woman
The Great Depression's effect on women, then, as it is now, was invisible to the eye. The tangible evidence of breadlines, Hoovervilles, and men selling apples on street corners, did not contain images of urban women. Unemployment, hunger and homelessness was considered a "man's problem" and the distress and despair was measured in that way. In photographic images, and news reports, destitute urban women were overlooked or not apparent. It was considered unseemly to be a homeless woman, and they were often hidden from public view, ushered in through back door entrances, and fed in private.

Partly, the problem lay in expectations. While homelessness in men had swelled periodically during periods of economic crisis, since the depression of the 1890's onward, large numbers of homeless women "on their own" were a new phenomenon. Public officials were unprepared: Without children, they were, early on, excluded from emergency shelters. One building with a capacity of 155 beds and six cribs, lodged over 56,000 "beds" during the third year of the depression. Still, these figures do not take account the number of women turned away, because they weren't White or Protestant.

As the Great Depression wore on, wanting only a way to make money, these women were excluded from "New Deal" work programs set up to help the unemployed. Men were seen as "breadwinners," holding greater claim to economic resources. While outreach and charitable agencies finally did emerge, they were often inadequate to meet the demand.

Whereas black women had particular hard times participating in the mainstream economy during the Great Depression, they did have some opportunity to find alternative employment within their own communities, because of unique migration patterns that had occurred during that period. White women, in contrast, had a keyhole opportunity, if they were young and of considerable skills, although their skin color alone offered them greater access to whatever traditional employment was still available.

The rejection of traditional female roles, and the desire for emancipation, however, put these women at profound risk once the economy collapsed. In any case, single women, with both black and white skin, fared worse and were invisible sufferers.

As we enter the Second Great Depression, who will be the new "invisible homeless" and will women, as a group, fare better this time?


References:

Abelson, E. (2003, Spring2003). Women Who Have No Men to Work for Them: Gender and Homelessness in the Great Depression, 1930-1934. Feminist Studies, 29(1), 104. Retrieved January 2, 2009, from Academic Search Premier database.

Boyd, R. (2000, December). Race, Labor Market Disadvantage, and Survivalist Entrepreneurship: Black Women in the Urban North During the Great Depression. Sociological Forum, 15(4), 647-670. Retrieved January 2, 2009, from Academic Search Premier database.

The Invisible Women of the Great Depression
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Kathy McMahon, Psy.D. collects stories from people all over the world, who are worried, anxious and depressed about Peak Oil, climate change, and the economic hard times ahead. She's been offering feedback to her readers at no charge, for more than two years at http://www.peakoilblues.com You can read stories of people who are in the process of making critical life change and transformation. Dr. McMahon welcomes stories and letters about coping with the world's current economy, energy, and environmental situation. Appropriate topics include stress management (fear, anxiety, worry, depression or insomnia,) how to simplify your life to live a frugal and debt free existence, personal finance, money management, bankruptcy and couples conflicts about contrasting values, goals and future visions.

Dr. McMahon is a clinical psychologist, a sex therapist, a specialist in marriage and family therapy, an academician, a writer and a chicken farmer. She's owned (and put to bed) a family-owned business that served home builders, generating over 1 million dollars in annual sale and advocates working from home. You can reach her at: PeakShrink AT PeakOilBlues DOT com.

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Friday, November 30, 2012

Living in the Philippines - Most Popular Urban Retirement Cities of Foreign Retirees

When it comes to retirement locations in the Philippines, one has many options - major urban cities, larger rural cities, beach resorts, mountain retreats. Each has its own unique and attractive features. The major advantage of retirement in a major urban Philippines city are (i) international airport accessibility, (ii) excellent healthcare accessibility, (iii) all major sports activities, and (iv) secure, upscale shopping, night life and entertainment. In this category of major urban cities are the Manila metropolitan area, Cebu City in the Visayas area of the country, and Davao City in Mindanao.

MANILA

Manila is the capital of the country, and the primary port of entry for every foreigner flying to the Philippines. It is the gateway to the Philippines. For a foreigner seeking quick access in and out of the country, Manila is the place to be. Travel to Manila from California is 15 hours, from Hawaii it is 10 hours, from Tokyo it is a little over 4 hours, from Hong Kong it is less than 2 hours, from Singapore it is 3 hours, and from Europe it is basically 20 hours. Once you are in Asia, sitting in the China Sea, Manila is at the center. Trips to Hong Kong, Singapore, Thailand, Viet Nam, and Indonesia are quick and easy from Manila.

Living in the Philippines - Most Popular Urban Retirement Cities of Foreign Retirees

Manila is actually part of a major metropolitan area with an overall population of over 11 million people. So yes, it is crowded overall, yet, like all major cities in the world, there are areas within the metropolitan area which are quite diverse from one another.

Depending on one's retirement income, retiring foreigners tend to favor either the upscale, highly westernized Makati, Ortigas/Mandaluyong, or Alabang areas. These areas have all the amenities westerners are accustomed to, including all the biggest and most upscale shopping malls in the country. Makati is the financial hub of the Philippines, and it is full of western style upscale condominiums with all the latest amenities.

For those wanting an upscale, big city living, with access to the best entertainment, sporting events, unlimited shopping options, and most westernized lifestyle, within easy reach of foreign destinations, Manila is your best choice. The downside is that it is the most expensive than Cebu City and Davao City.

CEBU CITY

Cebu City is located on the island of Cebu in the chain of islands known as the Visayas. It is more centrally located in the country and is a domestic trading and transportation hub. It is much smaller than Manila, with a population less than 1 million, yet its people have a higher per capita income level. It is very pro business, and a more efficiently run city than Manila. It is very progressive and has become a large center of commerce. It has aggressively expanded its airport, which does receive certain direct international flights, though few in number.

Cebu has a large population of foreign retirees in relation to its population. Foreigners are drawn to its abundance of beaches and resorts. It is a beautiful city, surrounded by mountains on one side and the ocean on the other. Like Manila, it too has its upscale, modern shopping malls, casinos, and a great night life. Being a smaller city, getting around the city is much easier. It is now only beginning to see construction of high rise condominiums, which are abundant in Manila, and a favorite of western retirees.

Cebu has great medical facilities and it has just recently launched an effort in conjunction with the national government to further develop Cebu as a major medical tourism and retirement center for foreigners.

All in all, it has most of the westernized benefits of Manila, yet a lower cost of living, combined with the presence of many, many beautiful white sand beach resorts. Those who love living near the seaside, have interests in diving and other water sports, yet like the efficiency and amenities of a smaller modern city, then Cebu City would be your choice.

DAVAO CITY

Davao City is THE city of Mindanao, and by square miles it is the second largest city in the world. Its population is approximately 1.4 million. Located on the southern of Mindanao, it is the most rural of the three major urban cities, and it has the lowest cost of living. So, if you enjoy the lifestyle of a large city, but have limitations on your cost of living, Davao is the place for you.

Davao City does not get large numbers of foreign travelers, yet for those seeking outdoor adventures, the options are plentiful. Living in Davao is a bit like living in both an urban and a rural city, as the city has modern shopping centers, upscale gated communities and hotels, yet living there you become deeply rooted to the land outside the city. Just outside the city is Mt Apo with forested slopes and abundance of hiking opportunities, and located on a gulf, it is only a short boat ride to white sand beaches. Most of the land outside the city has been turned over to massive plantations growing pineapples, bananas, and other citrus. The city has a new, great world class golf course, and low rise condominiums are newly being built. It has committed itself to the development of a world class medical center, and is aggressively pursuing medical tourism.

In conclusion, it has been my experience that for a person who wants to retire in a major urban city in the Philippines, the choice between Manila, Cebu and Davao usually comes down to one's pension and/or other monthly retirement income. Manila is the most expensive, Cebu is next, and Davao has the lowest cost of living. Manila is the most cosmopolitan, and the Davao the most rural. All three are attractive spots for a foreigner seeking retirement in the Philippines in an urban environment.

Living in the Philippines - Most Popular Urban Retirement Cities of Foreign Retirees
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Monday, November 26, 2012

Donation Thank You Letter - 2 Effectual Examples

It's no secret that sending an effective donation thank you letter can help an organization to build long-term relationships with donors. Every charitable organization should make it a practice to thank donors for their contributions. This is especially true for new donors.

Sending a thank you note and token gift to donors will help to set the tone of the new relationship between the donor and organization. Fundraising professionals must make donors understand that they are partners in fulfilling the mission of the organization.

The following examples, written specifically for new donors, will show you how to effectively do this.

Donation Thank You Letter - 2 Effectual Examples

Note that each letter reinforces a positive feeling in the donor for having given to the organization. This is equivalent to the sales professional who wisely helps his customer to avoid "buyers remorse." This kind of donation thank you letter often opens the door to future gifts for additional drives or funding objectives.

Samples Donation Thank You Letters

I am writing this letter to personally thank you for the donation you recently made to the Women for Women International organizaton. Your generous gift is helping us to aid women living in war-torn environments to rebuild their lives and communities.

As a new member of our Premium Donor's Club, you will receive monthly newsletters to keep you abreast of our ongoing efforts. Also, to express our appreciation for your truly generous donation, we have enclosed a gift card for Barnes and Noble Booksellers. Please accept it as a token of our gratitude for your help in this important work.

Once again, we truly are grateful for your sacrifice in contributing to our work. We hope you will feel compelled to donate again in the future.

Sincerely,

Thank you, Mr./Ms. ____________, for your very generous gift to the Children With Cancer Foundation. As a first-time donor to our organization, we want you know that without generous donors like you, we would not be able to continue the important work that we do. Your will be used to help purchase 0,000 worth of much-needed medical equipment for the children's oncology center downtown.

The greatest benefit of all, I hope, is the feeling you get knowing that you personally helped one child to fight the debilitating disease that is afflicting him or her.

As we promised, you will soon be receiving the beautiful calendar you ordered--our free gift to you for your contribution to our work. Again, thank you so much for your donation. Your continued support is sure to help us in the fight to save many promising young lives.

Many thanks,

Donation Thank You Letter - 2 Effectual Examples
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For out more about writing a donation thank you letter that will open the door to future funding opportunities at Thank You Note Examples and Tips today!

J. Spann is a freelance writer who specializes in business and health.

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Thursday, November 22, 2012

Which is the Easiest Language to Learn? Rating the 14 Most Popular Course Offerings

Which is the best language to learn? Which is the easiest?

Two different questions, often uttered in the same breath. But that's okay, because there will be only one answer. Whichever language you wholeheartedly choose to study will be both the best and the easiest. However, here's some help choosing.

The choices.

Which is the Easiest Language to Learn? Rating the 14 Most Popular Course Offerings

Here is the Modern Language Association's 2002 list of the most commonly studied languages at university level in the United States. I have not included ancient languages like Latin, Biblical Hebrew, or Sanskrit, special purposes languages like American Sign Language, or U.S. heritage languages, like Hawaiian or Navajo since the choice of those languages follows a different dynamic:

1. Spanish
2. French
3. German
4. Italian
5. Japanese
6. Chinese
7. Russian
8. Arabic
9. Modern Hebrew
10. Portuguese
11. Korean
12. Vietnamese
13. Hindi/Urdu
14. Swahili

Difficulty, according to Uncle Sam

First, consider some cold facts. The U.S. State Department groups languages for the diplomatic service according to learning difficulty:

Category 1. The "easiest" languages for speakers of English, requiring 600 hours of classwork for minimal proficiency: the Latin and Germanic languages. However, German itself requires a bit more time, 750 hours, because of its complex grammar.

Category 2. Medium, requiring 1100 hours of classwork: Slavic languages, Turkic languages, other Indo-Europeans such as Persian and Hindi, and some non-Indo-Europeans such as Georgian, Hebrew and many African languages. Swahili is ranked easier than the rest, at 900 hours.

Category 3. Difficult, requiring 2200 hours of study: Arabic, Japanese, Korean and the Chinese languages.

Will you get a chance to practice this language?

Now, consider another important factor: accessibility. To be a successful learner you need the chance to hear, read and speak the language in a natural environment. Language learning takes an enormous amount of concentration and repetition, which cannot be done entirely in the classroom. Will you have access to the language where you live, work and travel?

The 14 most popular courses according to a combination of linguistic ease and accessibility.

1. Spanish. Category One. The straightforward grammar is familiar and regular. It is also ubiquitous in the Americas, the only foreign language with a major presence in the insular linguistic environment of the U.S. Chances to speak and hear it abound. It is the overwhelming favorite, accounting for more than fifty percent of language study enrollment in the MLA study.

2. French. Category One. Grammatically complex but not difficult to learn because so many of it's words have entered English. For this vocabulary affinity, it is easy to attain an advanced level, especially in reading. It is a world language, and a motivated learner will find this language on the internet, in films and music.

3. German. Category One Plus. The syntax and grammar rules are complex with noun declensions a major problem. It is the easiest language to begin speaking, with a basic vocabulary akin to English. Abstract, advanced language differs markedly, though, where English opts for Latin terms. It values clear enunciation, so listening comprehension is not difficult.

4. Italian. Category One. It has the same simple grammar rules as Spanish, a familiar vocabulary and the clearest enunciation among Latin languages (along with Romanian). Italian skills are easily transferable to French or Spanish. You might need to go to Italy to practice it, but there are worse things that could happen to you. It is also encountered in the world of opera and classical music.

5. Russian. Category Two. This highly inflected language, with declensions, is fairly difficult to learn. The Cyrillic alphabet is not particularly difficult, however, and once you can read the language, the numerous borrowings from French and other western languages are a pleasant surprise. It is increasingly accessible.

6. Arabic. Category Three. Arabic is spoken in dozens of countries, but the many national dialects can be mutually incomprehensible. It has only three vowels, but includes some consonants that don't exist in English. The alphabet is a formidable obstacle, and good calligraphy is highly valued and difficult to perfect. Vowels are not normally written (except in children's books) and this can be an obstacle for reading. It is ubiquitous in the Muslim world and opportunities exist to practice it at every level of formality.

7. Portuguese. Category One. One of the most widely spoken languages in the world is often overlooked. It has a familiar Latin grammar and vocabulary, though the phonetics may take some getting used to.

8. Swahili. Category Two Minus. It includes many borrowings from Arabic, Persian, English and French. It is a Bantu language of Central Africa, but has lost the difficult Bantu "tones". The sound system is familiar, and it is written using the Latin alphabet. One major grammatical consideration is the division of nouns into sixteen classes, each with a different prefix. However, the classes are not arbitrary, and are predictable.

9. Hindi/Urdu. Category Two. The Hindustani language, an Indo-European language, includes both Hindi and Urdu. It has an enormous number of consonants and vowels, making distinctions between phonemes that an English speaker will have difficulty hearing. Words often have clipped endings, further complicating comprehension. Hindi uses many Sanskrit loans and Urdu uses many Persian/Arabic loans, meaning that a large vocabulary must be mastered. Hindi uses the phonetically precise Devanagari script, created specifically for the language. Predictably, Urdu's use of a borrowed Persian/Arabic script leads to some approximation in the writing system.

10. Modern Hebrew. Category Two. Revived as a living language during the nineteenth century, it has taken on characteristics of many languages of the Jewish diaspora. The resultant language has become regularized in grammar and syntax, and the vocabulary has absorbed many loan words, especially from Yiddish, English and Arabic. The alphabet has both print and script forms, with five vowels, not normally marked. Vowel marking, or pointing, is quite complex when it does occur. Sounds can be difficult to reproduce in their subtleties and a certain amount of liaison makes listening comprehension problematic. It is not very accessible outside of a religious or Israeli context.

11. Japanese. Category Three. Difficult to learn, as the vocabulary is unfamiliar, and the requirements of the sound system so strict that even the many words that have been borrowed from English, French and German will seem unrecognizable. With three different writing systems, it is forbiddingly difficult to read and write. Also, social constraints may impede useful interaction.

12. Chinese. Category Three. Whether your choice is Mandarin or Cantonese (the MLA survey does not make a distinction, oddly enough). It is the most difficult language on this list. It includes all of the most difficult aspects: unfamiliar phonemes, a large number of tones, an extremely complex writing system, and an equally unfamiliar vocabulary. Personal motivation is absolutely essential to keep the student on track. On the positive side, it is easy to find, since Chinese communities exist throughout the world, and Chinese language media, such as newspapers, films and TV, are present in all these communities.

13. Vietnamese. Category Three. This language belongs to an unfamiliar family of languages, but it does borrow much vocabulary from Chinese (helpful if you already speak Chinese!). It has six tones, and a grammar with an unfamiliar logic. It's not all bleak, however, Vietnamese uses a Latin derived alphabet. The chances of speaking this language are not high, though there are 3 million speakers in the USA.

14. Korean. Category Three. Korean uses an alphabet of 24 symbols, which accurately represent 14 consonants and 10 vowels. However, the language also includes 2000 commonly used Chinese characters for literary writing and formal documents. Speech levels and honorifics complicate the learning of vocabulary, and there is liaison between words, making them hard to distinguish. The grammar is not overly complicated and there are no tones. It borrows many Chinese words, but the language is unrelated to other languages of Asia.

The most important factor of all: personal motivation

The third, most important factor is up to you. The easiest language to learn is the one that you are most motivated to learn, the one you enjoy speaking, the one with the culture that inspires you and the history that touches you spiritually. It is useless to try to learn a language if you are not interested in the people who speak it, since learning a language involves participating in its behaviors and identifying with its people.

So, consider all three factors: motivation, accessibility and linguistic ease, in that order, and come up with the final list yourself. The bad news is that no language is really easy to learn, but the good news is that we humans are hard wired for a great amount of linguistic flexibility, as long as we know how to turn on the learning process. If the rewards and benefits of the language are clear to you, you will be able to get those rusty language synapses sparking in your head and start the words rolling. Bonne chance!

Which is the Easiest Language to Learn? Rating the 14 Most Popular Course Offerings
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Dominic Ambrose has taught languages for over twenty years, from Middle School to Community College, from adult ed to ESL to TOEFL training. He has also traveled as a teacher educator to many Eastern European countries as well as South America, including three years with the Romanian Ministry of Education. Presently, he lives in Paris writing full time, mostly about film and fiction, but he is still fascinated by languages. To see his blog, click on the link: http://dominicambrose.wordpress.com

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Monday, November 19, 2012

What Makes A Good Friend?

Good friendship counts!

Being a good friend is not just about having a good time with others, it's also about how willing you are to put your friends first or point out when they're doing something you don't agree with. Have a read through the following checklist and see how good a friend you really are.

Are you a good listener?

What Makes A Good Friend?

Part of being a good friend is about being willing to listen rather than just talk. This takes time and effort but if you can make time just to listen to others and respect what they have to say, then it's a sign of a good friend.

Are you approachable?

Do your friends often turn to you first to share a problem or seek help? Are you willing to make yourself available to friends at short notice and welcome them if they turn up at your door?

Are you trustworthy?

If a friend tells you something personal are you good at keeping it in confidence, or do you go and tell everyone at the first opportunity? People need to know that they can trust a friends with important information and you will only store up trouble for yourself if you are seen as unreliable. A good friend is both trustworthy and reliable.

Do you avoid gossiping about others?

This is one of the biggest signs of a good friend and really does stand out. Do you avoid speaking badly about others or spreading rumors in order to hurt them? Do you defend friends when you hear others gossiping about them? If you avoid gossiping others will notice how different you are and soon realize what a truly good friend you are.

Are you selfless rather than selfish?

Do you put your friends needs above your own? Do you try to find a compromise if you can't agree with a friend? Are you willing to do something your friend wants to do for a change rather than forcing them to do what you want? If you are willing to put your friends first in most things then this is a sign of a good friend.

Can you sensitively tell a friend what you really think?

Good friends don't just go with the flow, sometimes they have to be honest and tell someone what they really think. Sometimes your friends might want to do something that is morally wrong or illegal or just plain unfair on another person. Are you able to tell your friend honestly what you think about it, without just going along with it? The sign of a good friendship is when you can be totally honest with the other person, without them being offended because they know you have their best interests at heart.

What Makes A Good Friend?
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This was written by J Dawkins who created Friends and Money in March 2007. His site is dedicated to providing reviews of paid survey, social networking, and cash back shopping communities.

His aim is encourage visitors to Make Friends, Earn Money online.

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Thursday, November 15, 2012

Professional Learning Communities - What Are They and How Do They Work?

Professional learning communities are intended to promote collaborative learning between educators and other key people within the same work environment. It brings educators, administrators and other colleagues together to work as a group based on their field. Professional learning communities courses can demonstrate how working as a community not only enhances a curriculum, it improves the overall learning experience. By working collaboratively in this community, you are responsible for your own results. In professional learning communities the focus is on learning and performance rather than solely on teaching.

More specifically, professional learning communities are designed to yield results in student learning and achievement. This includes developing a school action plan specific to an educator's school site and classroom or area of expertise.

This reform-minded approach to the education system can be lucrative if practiced correctly. Some schools offer graduate courses about professional learning communities. This may help people interested in education to become aware of how to create more challenging curriculums and collaborative learning techniques and methodologies. This type of training can really transform a school or organization that may be ready for reform.

Professional Learning Communities - What Are They and How Do They Work?

It is important to know about the diverse teaching styles and explore your own learning style as well as how it impacts professional team dynamics and student/teacher rapport for essential learning. Another significant aspect of professional learning communities is how they affect the organizational management for both the organization and classroom setting. Certain education courses and books discuss the changing role of school restructuring and learning practices, as well as the conceptual framework and research behind implementing programs and practices that lead to highest student achievement and staff development in the most progressive educational settings. To make the most of a professional learning community environment it is essential to study this aspect as well.

Educators in this reform system use results-oriented action steps to clarify exactly what each student must learn, monitor each student's learning on a timely basis, provide systematic interventions, and use collective inquiry/feedback to create a collaborative atmosphere of continual improvement. The main goal of professional learning communities is to create a clear and compelling vision of how an organization must shift in order to help all students learn, whether it be a private or public school.

Some of the key objectives of professional learning communities are as follows. To clarify the purpose of educators and develop an action-based mission statement, to evaluate the importance of Systems Thinking and Constructivist Teaching within schools, and to clarify and reach consensus on what the students must learn. It is also important for educators in these communities to underscore the importance of meshing personal learning styles and create a safe environment for effective communication. Personal learning and communication styles play a key role in how effective the learning is because different learning styles affect group performance. Overall, it is clear that team learning can be extremely valuable to everyone involved including the students, educators, and the school. It creates a new environment where people can work together and understand which methods are useful and which need to be improved.

Professional Learning Communities - What Are They and How Do They Work?
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Teacher Education Institute (TEI) offers rigorous, graduate-level professional development courses for K-12 classroom teachers. For more about TEI, professional learning communities, visit http://www.teachereducation.com

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